:root {
    --bg: #0B1020;
    --bg-elev: #11172E;
    --surface: #FFFFFF;
    --surface-2: #F7F8FB;
    --surface-3: #EEF1F7;
    --border: #E3E7EF;
    --border-strong: #CDD4E0;
    --text: #0F172A;
    --text-muted: #5B6478;
    --text-faint: #8892A6;
    --primary: #4F46E5;
    --primary-600: #4338CA;
    --primary-50: #EEF2FF;
    --success: #16A34A;
    --success-bg: #DCFCE7;
    --warn: #D97706;
    --warn-bg: #FEF3C7;
    --danger: #DC2626;
    --danger-bg: #FEE2E2;
    --shadow-sm: 0 1px 2px rgba(15,23,42,.06), 0 1px 3px rgba(15,23,42,.05);
    --shadow-md: 0 6px 18px rgba(15,23,42,.08), 0 2px 6px rgba(15,23,42,.04);
    --shadow-lg: 0 24px 60px rgba(15,23,42,.14);
    --radius-sm: 8px;
    --radius: 14px;
    --radius-lg: 22px;
}

* { box-sizing: border-box; }

html, body {
    margin: 0;
    padding: 0;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--text);
    background: var(--surface-2);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a { color: inherit; text-decoration: none; }

/* TOPBAR */
.topbar {
    background: var(--surface);
    border-bottom: 1px solid var(--border);
    position: sticky;
    top: 0;
    z-index: 50;
    backdrop-filter: saturate(180%) blur(8px);
}
.topbar-inner {
    max-width: 1240px;
    margin: 0 auto;
    padding: 14px 28px;
    display: flex;
    align-items: center;
    gap: 28px;
}
.brand {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-weight: 800;
    letter-spacing: -0.01em;
}
.brand-mark {
    width: 32px;
    height: 32px;
    border-radius: 9px;
    background: linear-gradient(135deg, #4F46E5, #06B6D4);
    color: white;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    box-shadow: 0 4px 14px rgba(79,70,229,.35);
}
.brand-text { font-size: 16px; }
.brand-lg .brand-mark { width: 44px; height: 44px; font-size: 20px; border-radius: 12px; }
.brand-lg .brand-text { font-size: 20px; }

.nav { display: flex; gap: 4px; margin-left: 20px; }
.nav-link {
    padding: 8px 14px;
    border-radius: 10px;
    color: var(--text-muted);
    font-weight: 500;
    font-size: 14px;
    transition: all .15s ease;
}
.nav-link:hover { color: var(--text); background: var(--surface-3); }
.nav-link.is-active { color: var(--primary); background: var(--primary-50); }

.user-chip {
    margin-left: auto;
    display: inline-flex;
    align-items: center;
    gap: 12px;
}
.avatar {
    width: 38px; height: 38px;
    border-radius: 12px;
    background: linear-gradient(135deg, #6366F1, #8B5CF6);
    color: white;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.user-meta { display: flex; flex-direction: column; line-height: 1.1; }
.user-name { font-weight: 600; font-size: 14px; }
.user-logout { font-size: 12px; color: var(--text-faint); margin-top: 2px; }
.user-logout:hover { color: var(--danger); }

/* PAGE */
.page {
    max-width: 1240px;
    margin: 0 auto;
    padding: 32px 28px 80px;
}

.eyebrow {
    display: inline-block;
    font-size: 11px;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--primary);
    background: var(--primary-50);
    padding: 4px 10px;
    border-radius: 999px;
    font-weight: 700;
    margin-bottom: 12px;
}

.hero {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 24px;
    margin-bottom: 28px;
    flex-wrap: wrap;
}
.hero-title {
    font-size: 34px;
    line-height: 1.1;
    margin: 0;
    letter-spacing: -0.02em;
    font-weight: 800;
}
.hero-sub { color: var(--text-muted); margin: 8px 0 0; max-width: 640px; }

/* STATS */
.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    margin-bottom: 28px;
}
.stat-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 18px 20px;
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.stat-card-accent {
    background: linear-gradient(135deg, #0F172A, #1E293B);
    color: white;
    border-color: transparent;
}
.stat-card-accent .stat-label, .stat-card-accent .stat-foot { color: rgba(255,255,255,.7); }
.stat-label { font-size: 12px; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: .08em; }
.stat-value { font-size: 28px; font-weight: 800; letter-spacing: -0.02em; }
.stat-value small { font-size: 14px; font-weight: 600; color: var(--text-muted); }
.stat-card-accent .stat-value small { color: rgba(255,255,255,.7); }
.stat-foot { font-size: 12px; color: var(--text-faint); }

/* PANEL */
.panel {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 24px;
    box-shadow: var(--shadow-sm);
    margin-bottom: 24px;
}
.panel-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 18px;
    flex-wrap: wrap;
}
.panel-title { margin: 0; font-size: 18px; font-weight: 700; letter-spacing: -0.01em; }
.panel-sub { margin: 4px 0 0; color: var(--text-muted); font-size: 14px; }

/* BANK CARDS */
.bank-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
}
.bank-grid-select { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.bank-card {
    position: relative;
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 18px;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1.5px solid var(--border);
    transition: all .18s ease;
    overflow: hidden;
    cursor: pointer;
}
.bank-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--bank-color), var(--bank-accent));
}
.bank-card:hover {
    border-color: var(--bank-color);
    transform: translateY(-2px);
    box-shadow: 0 18px 40px rgba(15,23,42,.08);
}
.bank-card-mark {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--bank-color), var(--bank-accent));
    color: white;
    font-weight: 800;
    font-size: 18px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    letter-spacing: -0.02em;
}
.bank-card-body { display: flex; flex-direction: column; min-width: 0; }
.bank-card-name { font-weight: 700; font-size: 15px; letter-spacing: -0.01em; }
.bank-card-cta { font-size: 12px; color: var(--text-faint); margin-top: 2px; }

.bank-radio { display: block; cursor: pointer; }
.bank-radio input { position: absolute; opacity: 0; pointer-events: none; }
.bank-card-radio .bank-check {
    position: absolute;
    right: 14px; top: 50%;
    transform: translateY(-50%);
    width: 22px; height: 22px;
    border-radius: 50%;
    background: var(--bank-color);
    color: white;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    opacity: 0;
    transition: opacity .15s ease;
}
.bank-radio input:checked + .bank-card-radio {
    border-color: var(--bank-color);
    background: linear-gradient(180deg, rgba(255,255,255,1), rgba(255,255,255,0));
    box-shadow: 0 0 0 3px rgba(0,0,0,.04), 0 12px 30px rgba(15,23,42,.08);
}
.bank-radio input:checked + .bank-card-radio .bank-check { opacity: 1; }

.bank-pill {
    display: inline-block;
    padding: 4px 10px;
    border-radius: 999px;
    background: color-mix(in srgb, var(--bank-color) 12%, transparent);
    color: var(--bank-color);
    font-weight: 700;
    font-size: 11px;
    letter-spacing: .04em;
}

/* TABLE */
.table-wrap { overflow-x: auto; }
.table { width: 100%; border-collapse: collapse; }
.table th, .table td {
    text-align: left;
    padding: 12px 14px;
    font-size: 14px;
    border-bottom: 1px solid var(--border);
}
.table th {
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: .06em;
    color: var(--text-muted);
    font-weight: 600;
    background: var(--surface-2);
}
.table tr:last-child td { border-bottom: 0; }
.ta-right { text-align: right !important; }
.mono { font-family: 'SF Mono', Menlo, Consolas, monospace; }

.status {
    display: inline-block;
    padding: 4px 10px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .04em;
}
.status-success { background: var(--success-bg); color: var(--success); }
.status-pending { background: var(--warn-bg); color: var(--warn); }
.status-failed { background: var(--danger-bg); color: var(--danger); }

/* EMPTY */
.empty {
    text-align: center;
    padding: 50px 20px;
    color: var(--text-muted);
}
.empty-icon {
    width: 64px; height: 64px;
    border-radius: 18px;
    background: var(--primary-50);
    color: var(--primary);
    font-size: 28px;
    font-weight: 800;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
}
.empty h3 { margin: 0 0 6px; color: var(--text); font-weight: 700; }
.empty p { margin: 0; font-size: 14px; }

/* BUTTONS */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 10px 18px;
    border-radius: 12px;
    font-weight: 600;
    font-size: 14px;
    cursor: pointer;
    border: 1px solid transparent;
    background: transparent;
    transition: all .15s ease;
    font-family: inherit;
    text-decoration: none;
    line-height: 1.2;
}
.btn-primary {
    background: var(--primary);
    color: white;
    box-shadow: 0 6px 14px rgba(79,70,229,.32);
}
.btn-primary:hover { background: var(--primary-600); transform: translateY(-1px); }
.btn-ghost {
    background: var(--surface-3);
    color: var(--text);
}
.btn-ghost:hover { background: var(--border); }
.btn-success {
    background: var(--success);
    color: white;
}
.btn-success:hover { background: #15803D; }
.btn-danger-ghost {
    background: var(--danger-bg);
    color: var(--danger);
}
.btn-danger-ghost:hover { background: #FECACA; }
.btn-lg { padding: 13px 22px; font-size: 15px; }
.btn-sm { padding: 6px 12px; font-size: 12.5px; }
.btn-block { width: 100%; }

/* FORMS */
.form-panel { display: flex; flex-direction: column; gap: 22px; }
.form-row {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
}
.form-row-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.field { display: flex; flex-direction: column; gap: 6px; }
.field-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--text);
}
.field-hint { font-size: 12px; color: var(--text-faint); }
.field input, .field select, .field textarea {
    padding: 11px 14px;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    font-size: 14px;
    background: var(--surface);
    font-family: inherit;
    color: var(--text);
    transition: border-color .15s ease, box-shadow .15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(79,70,229,.12);
}

.form-section-head { margin-bottom: 14px; }
.form-section-title { margin: 0; font-size: 16px; font-weight: 700; }
.form-section-sub { margin: 4px 0 0; font-size: 13px; color: var(--text-muted); }
.form-actions {
    display: flex;
    justify-content: flex-end;
    gap: 10px;
    align-items: center;
}
.legal-note {
    font-size: 12px;
    color: var(--text-faint);
    background: var(--surface-2);
    padding: 12px 14px;
    border-radius: 10px;
    border-left: 3px solid var(--primary);
}

/* ALERTS */
.alert {
    padding: 12px 16px;
    border-radius: 10px;
    font-size: 14px;
    margin-bottom: 16px;
}
.alert-error {
    background: var(--danger-bg);
    color: var(--danger);
    border: 1px solid #FECACA;
}
.alert-success {
    background: var(--success-bg);
    color: var(--success);
    border: 1px solid #BBF7D0;
}

/* AUTH */
.auth-body {
    margin: 0;
    min-height: 100vh;
    display: flex;
    background: var(--bg);
    font-family: 'Inter', sans-serif;
}
.auth-shell {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    width: 100%;
    min-height: 100vh;
}
.auth-side {
    background:
        radial-gradient(1200px 600px at -10% -10%, rgba(99,102,241,.45), transparent 60%),
        radial-gradient(900px 600px at 110% 110%, rgba(6,182,212,.35), transparent 60%),
        linear-gradient(160deg, #0B1020 0%, #1E1B4B 100%);
    color: white;
    display: flex;
    align-items: center;
    padding: 60px;
    position: relative;
    overflow: hidden;
}
.auth-side::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(to right, rgba(255,255,255,.04) 1px, transparent 1px),
        linear-gradient(to bottom, rgba(255,255,255,.04) 1px, transparent 1px);
    background-size: 40px 40px;
    mask-image: linear-gradient(180deg, transparent, black 30%, black 70%, transparent);
}
.auth-side-inner { max-width: 480px; position: relative; z-index: 1; }
.auth-headline {
    font-size: 40px;
    line-height: 1.1;
    font-weight: 800;
    letter-spacing: -0.02em;
    margin: 36px 0 16px;
}
.auth-sub { color: rgba(255,255,255,.78); font-size: 17px; line-height: 1.5; margin: 0 0 32px; }
.auth-features { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 12px; }
.auth-features li { display: flex; align-items: center; gap: 12px; color: rgba(255,255,255,.85); }
.dot {
    width: 8px; height: 8px;
    border-radius: 50%;
    background: linear-gradient(135deg, #6366F1, #06B6D4);
    box-shadow: 0 0 12px rgba(99,102,241,.6);
}

.auth-form-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 60px 40px;
    background: var(--surface-2);
}
.auth-card {
    background: var(--surface);
    width: 100%;
    max-width: 420px;
    border-radius: 22px;
    padding: 36px;
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.auth-title { margin: 0; font-size: 26px; font-weight: 800; letter-spacing: -0.02em; }
.auth-text { margin: 0 0 8px; color: var(--text-muted); font-size: 14px; }
.auth-hint {
    margin-top: 14px;
    background: var(--surface-2);
    padding: 14px;
    border-radius: 12px;
    font-size: 12.5px;
    color: var(--text-muted);
    line-height: 1.6;
}
.auth-hint code { background: var(--surface-3); padding: 2px 6px; border-radius: 6px; }

/* BANK STAGE (payment screen placeholder) */
.bank-stage {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    margin-bottom: 24px;
}
.bank-stage-head {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: 18px;
    align-items: center;
    padding: 24px 28px;
    background: linear-gradient(135deg, var(--bank-color), var(--bank-accent));
    color: white;
}
.bank-stage-head .eyebrow {
    background: rgba(255,255,255,.18);
    color: white;
    margin-bottom: 4px;
}
.bank-stage-mark {
    width: 64px; height: 64px;
    border-radius: 16px;
    background: rgba(255,255,255,.18);
    backdrop-filter: blur(10px);
    color: white;
    font-weight: 800;
    font-size: 24px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.bank-stage-title { margin: 4px 0 2px; font-size: 22px; font-weight: 800; letter-spacing: -0.01em; }
.bank-stage-sub { margin: 0; font-size: 13px; color: rgba(255,255,255,.85); }
.bank-stage-amount {
    text-align: right;
    background: rgba(255,255,255,.16);
    padding: 12px 18px;
    border-radius: 12px;
    backdrop-filter: blur(10px);
}
.bank-stage-amount-label { display: block; font-size: 11px; text-transform: uppercase; letter-spacing: .1em; opacity: .85; }
.bank-stage-amount-value { font-size: 24px; font-weight: 800; letter-spacing: -0.01em; }
.bank-stage-amount-value small { font-size: 14px; font-weight: 600; opacity: .85; }

.bank-stage-body {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 24px;
    padding: 28px;
}
.bank-placeholder {
    background: var(--surface-2);
    border: 2px dashed var(--border-strong);
    border-radius: var(--radius);
    padding: 36px;
    text-align: center;
}
.bank-placeholder-icon {
    width: 56px; height: 56px;
    border-radius: 16px;
    background: var(--primary-50);
    color: var(--primary);
    font-size: 28px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
    font-weight: 700;
}
.bank-placeholder h2 {
    font-size: 18px;
    margin: 0 0 8px;
    letter-spacing: -0.01em;
}
.bank-placeholder p {
    color: var(--text-muted);
    font-size: 14px;
    line-height: 1.6;
    max-width: 480px;
    margin: 0 auto 20px;
}
.bank-placeholder-list {
    list-style: none;
    padding: 0;
    margin: 0 auto 20px;
    max-width: 460px;
    text-align: left;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.bank-placeholder-list li {
    display: flex;
    gap: 12px;
    align-items: center;
    background: var(--surface);
    padding: 12px 14px;
    border-radius: 10px;
    border: 1px solid var(--border);
    font-size: 13.5px;
    color: var(--text);
}
.bank-placeholder-list li span {
    width: 24px; height: 24px;
    border-radius: 8px;
    background: var(--primary);
    color: white;
    font-weight: 700;
    font-size: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.bank-placeholder-code {
    background: #0F172A;
    color: #A5B4FC;
    padding: 14px 16px;
    border-radius: 10px;
    text-align: left;
    font-family: 'SF Mono', Menlo, Consolas, monospace;
    font-size: 12.5px;
    line-height: 1.7;
    max-width: 460px;
    margin: 0 auto;
}
.bank-placeholder-code code { display: block; }

.bank-summary {
    background: var(--surface-2);
    border-radius: var(--radius);
    padding: 22px;
    border: 1px solid var(--border);
}
.bank-summary h3 { margin: 0 0 16px; font-size: 15px; font-weight: 700; }
.summary-list { margin: 0 0 18px; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.summary-list > div { display: flex; justify-content: space-between; gap: 12px; }
.summary-list dt { color: var(--text-muted); font-size: 13px; margin: 0; }
.summary-list dd { margin: 0; font-weight: 600; font-size: 13px; text-align: right; }
.summary-total {
    border-top: 1px solid var(--border);
    padding-top: 12px;
    margin-top: 4px;
}
.summary-total dt { font-weight: 600; color: var(--text); font-size: 14px !important; }
.summary-total dd { font-size: 17px !important; font-weight: 800 !important; color: var(--primary); }

.bank-sim { display: flex; flex-direction: column; gap: 8px; }
.bank-sim-note {
    font-size: 11.5px;
    color: var(--text-faint);
    background: white;
    padding: 10px;
    border-radius: 8px;
    border: 1px dashed var(--border);
    margin: 0 0 8px;
    line-height: 1.5;
}

/* RESULT */
.result-card {
    max-width: 560px;
    margin: 60px auto;
    background: var(--surface);
    border-radius: var(--radius-lg);
    padding: 48px 36px;
    text-align: center;
    box-shadow: var(--shadow-lg);
    border-top: 6px solid var(--success);
}
.result-fail { border-top-color: var(--danger); }
.result-icon {
    width: 80px; height: 80px;
    border-radius: 50%;
    background: var(--success-bg);
    color: var(--success);
    font-size: 40px;
    font-weight: 800;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}
.result-fail .result-icon { background: var(--danger-bg); color: var(--danger); }
.result-title { margin: 0 0 8px; font-size: 26px; font-weight: 800; letter-spacing: -0.02em; }
.result-sub { color: var(--text-muted); margin: 0 0 24px; line-height: 1.6; }
.result-meta {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    background: var(--surface-2);
    padding: 18px;
    border-radius: 14px;
    margin-bottom: 24px;
}
.result-meta > div {
    display: flex;
    flex-direction: column;
    text-align: left;
}
.result-meta span { font-size: 11px; text-transform: uppercase; letter-spacing: .08em; color: var(--text-muted); font-weight: 600; }
.result-meta strong { font-size: 14px; font-weight: 700; margin-top: 2px; }
.result-actions {
    display: flex;
    justify-content: center;
    gap: 10px;
}

/* ROW ACTIONS */
.row-actions {
    position: relative;
    display: inline-block;
}
.row-actions summary {
    list-style: none;
    cursor: pointer;
}
.row-actions summary::-webkit-details-marker { display: none; }
.row-actions-menu {
    position: absolute;
    right: 0;
    top: calc(100% + 6px);
    min-width: 240px;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 10px;
    box-shadow: var(--shadow-md);
    z-index: 10;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.row-form { display: flex; gap: 6px; align-items: center; }
.row-form input[type="text"] {
    flex: 1;
    padding: 7px 10px;
    border: 1px solid var(--border);
    border-radius: 8px;
    font-size: 13px;
    font-family: inherit;
}

/* FOOTER */
.footer {
    border-top: 1px solid var(--border);
    background: var(--surface);
    padding: 18px 0;
}
.footer-inner {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 28px;
    display: flex;
    justify-content: space-between;
    gap: 16px;
    font-size: 13px;
    color: var(--text-muted);
    flex-wrap: wrap;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
    .stats-grid { grid-template-columns: repeat(2, 1fr); }
    .bank-grid, .bank-grid-select { grid-template-columns: repeat(2, 1fr); }
    .bank-stage-body { grid-template-columns: 1fr; }
    .auth-shell { grid-template-columns: 1fr; }
    .auth-side { padding: 40px; min-height: 280px; }
    .auth-headline { font-size: 28px; }
    .form-row, .form-row-4 { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
    .topbar-inner { flex-wrap: wrap; padding: 12px 16px; }
    .nav { order: 3; width: 100%; overflow-x: auto; }
    .user-chip { margin-left: auto; }
    .page { padding: 22px 16px 60px; }
    .hero-title { font-size: 26px; }
    .stats-grid { grid-template-columns: 1fr; }
    .bank-grid, .bank-grid-select { grid-template-columns: 1fr; }
    .panel { padding: 18px; border-radius: 16px; }
    .auth-form-wrap { padding: 24px 16px; }
    .auth-card { padding: 24px; }
}